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The Debtmerica team has had one vision since inception - to help Americans nationwide attain financial independence.

As we all know, debt and financial difficulties can create great personal difficulties, stress, depression, and anxiety. It’s not a very rewarding experience to be buried in debt. Debtmerica is a consumer debt reduction service that uses negotiated debt settlement to work towards aggressively reducing your unsecured debt, letting you move on with your life.

 

Our mission at Debtmerica is to eliminate your financial strain so that you may get back on the right track to true financial freedom and personal fulfillment. Within our network we are able to lower your unsecured debt balances, provide one low monthly program payment, offer a great alternative to bankruptcy or simply provide you with sound, knowledgeable advice. We are here to help!

The founders of Debtmerica first met over 12 years ago while at the Wharton Business School at the University of Pennsylvania. It is there that they quickly realized the overwhelming burden that unmanageable debt can place on Americans from every walk of life. After spending several years working with the consumer finance sector, they determined that merely consolidating high amounts of unsecured debt into secured debt via a debt consolidation loan didn’t solve the fundamental problem – too much debt to begin with! A better solution would be to not only reduce monthly payments, but in addition, to actually lower the debt balances themselves. Upon further research, they also determined that Consumer Credit Counseling - sponsored by the credit card companies themselves - typically only reduced a consumer’s annual percentage rate (APR), but did nothing to actually reduce the unsecured debt balances.

Once you enroll in the program, our first priority is to minimize creditor harassment. We utilize several techniques to reduce the headache and annoyance of hassling creditors. With our lasting relationships with the members of our network and their direct access to creditors, we are able to reduce your total unsecured debt amount while providing just one low monthly program payment. This monthly payment amount is frequently as low as half as much as your current combined monthly payments to the same creditors. Our underwriting process is highly effective with the main goal to help you experience a lasting benefit to your financial well being.

Our knowledgeable, friendly, and experienced debt consultants at Debtmerica will discuss with you the benefits and qualification process of our Debt Resolution Programs, and then will propose an affordable monthly program payment that will fit within your budget. We feel our program is simply the best way to become debt-free without declaring bankruptcy and without consumer credit counseling.

Our goal is to have no repeat customers!
While we appreciate the referrals of friends and family, we want all of our graduates to be on a solid path to financial freedom.
 
Call us Toll-Free at 800-470-8155 for a free, no cost or obligation consultation.

 

 

 

 

 

 


*Estimates are based on historical results and individual results may vary, including the ability to save sufficient funds to complete your program, the creditors in your individual portfolio, and underwriting guidelines. Statements made are examples of past performance, which are not intended to be a guarantee of any future settlement results. When you contact Debtmerica, LLC we will attempt to understand your situation and determine whether you are qualified for our debt resolution programs. Debtmerica, LLC assists with unsecured debt only and any use of “debt free” only applies to accounts that are successfully enrolled and upon program completion. While our programs work aggressively to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers. Debt reduction percentages do not include program fees; guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt free within a specific time period. However, if at the completion of your debt resolution program your total debt reduction equals less than two (2) times the amount of fees paid, we guarantee to refund a portion of those fees. This refund is calculated so that your fees will never equal more than one-half (1/2) of your total debt reduction. This fee guarantee does not apply to consumers referred to debt resolution programs utilizing attorney-based negotiations. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Please contact a tax professional to discuss tax consequences of debt settlement. By providing your contact information, you agree to receive return telephone calls, emails or other communications from Debtmerica, LLC and/or its affiliates and expressly waive any “No Call” preference or registration. Photographs used are not actual clients. Debtmerica, LLC is not affiliated with MSNBC, Fox, CBS, MarketWatch, USA Today, INC. 5000 or OCBJ and logos used are registered trademarks of their respective owners. Not available in all states. Read and understand all program materials prior to your enrollment.

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