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Debt Settlement Services

The average American tries to balance numerous bills each month, but not all people can handle this circus-style juggling. Many people find that if they miss one payment or are late with a bill they are then in serious trouble. At Debtmerica Relief, we understand that consumers go through hardships and paying bills isn't always easy. This is why we have designed our debt settlement services to work in favor of the consumer. Our debt resolution program guarantees that your debt will be reduced by at least 2 times what you paid in fees or we agree to refund a portion of your fees. We utilize debt settlement services, which help get you out of debt without filing for bankruptcy or enrolling in consumer credit counseling. We will work to get you the best credit card debt settlements available.

Consumer Credit Card Counseling Services

There is a better alternative to your typical options. While for some, it may be best to file for bankruptcy or use consumer credit card counseling services, for most these are not the best options. Our service is not like a typical debt consolidation loan, but it is in fact a debt resolution program. We will work to reduce the money you owe by around 40 - 60 percent and set up a program that will get you out of debt in as little as 12 - 30 months. This means our clients' payments are typically reduced by up to half of what they are currently paying in minimum payments. After completing the program, we are sure you will learn the best practices for debt prevention and management.

Debt Settlement Services: Alternative to Bankruptcy

Ready to stop drowning in the money you owe? Instead of bankruptcy choose debt settlement services that work in your favor. Bankruptcy may stay on your credit report for up to ten years, which can stop you from living the life that you dream of.

At Debtmerica Relief, our debt settlement services help protect your credit rating from bankruptcy while reducing the money you owe. Your creditors will be offered settlements which provide you with the chance to live debt-free from the enrolled unsecured debt. Now doesn't that sound better than filing for bankruptcy or caving into consumer credit card counseling services? To learn more about our program, please continue browsing through our website or contact us today.

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*Estimates are based on historical results and individual results may vary, including the ability to save sufficient funds to complete your program, the creditors in your individual portfolio, and underwriting guidelines. Statements made are examples of past performance, which are not intended to be a guarantee of any future settlement results. When you contact Debtmerica, LLC we will attempt to understand your situation and determine whether you are qualified for our debt resolution programs. Debtmerica, LLC assists with unsecured debt only and any use of “debt free” only applies to accounts that are successfully enrolled and upon program completion. While our programs work aggressively to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers. Debt reduction percentages do not include program fees; guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt free within a specific time period. However, if at the completion of your debt resolution program your total debt reduction equals less than two (2) times the amount of fees paid, we guarantee to refund a portion of those fees. This refund is calculated so that your fees will never equal more than one-half (1/2) of your total debt reduction. This fee guarantee does not apply to consumers referred to debt resolution programs utilizing attorney-based negotiations. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Please contact a tax professional to discuss tax consequences of debt settlement. By providing your contact information, you agree to receive return telephone calls, emails or other communications from Debtmerica, LLC and/or its affiliates and expressly waive any “No Call” preference or registration. Photographs used are not actual clients. Debtmerica, LLC is not affiliated with MSNBC, Fox, CBS, MarketWatch, USA Today, INC. 5000 or OCBJ and logos used are registered trademarks of their respective owners. Not available in all states. Read and understand all program materials prior to your enrollment.