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  *If at the completion of your program your total debt reduction equals less than three (3) times your service fees paid, we will refund a portion of those service fees.
    This refund is calculated so that our service fees will only equal one-third (1/3) of your total debt reduction. Retainer fees are not included in this refund and
    are generally non-refundable.

  ¹Debt reduction amount is based on historical results and individual results may vary depending on creditors in client’s portfolio and underwriting guidelines.

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